You don't have javascript enabled. Good luck with that. 10 WooCommerce Payment Gateways in 2022 (+Installation Guide)

10 WooCommerce Payment Gateways in 2022 (+Installation Guide)

Monday, December 12, 2022 / WooCommerce, WordPress / admin

best woocommerce payment gateways


If you decide to sell your services and products online with WooCommerce, you must make a critical decision that will directly impact your sales: which WooCommerce payment gateway will you use? Because a payment gateway is so important in e-commerce, it can be tough to pick the best one for your shop. We will learn how payment gateways function, which are the best WooCommerce payment gateways, and what variables to consider when selecting the best solutions for your business and clients.


Payment Gateway: The Basics


A payment gateway is a service that handles all online transactions. Customers send credit/debit card details at the final time of purchase, which is communicated to the merchant and then to the bank. Furthermore, a payment gateway will notify you whether or not the payment has been approved; if not, the amount will be canceled. Finally, the payment is withdrawn from the customer’s account and paid into your store account. 


Why you should have multiple WooCommerce payment gateways


WooCommerce Payment gateways allow you to collect money from online sales. As you may expect, there are numerous payment gateway alternatives available. We recommend that you choose more than one in most circumstances for the following reasons:


  • So that clients can select their preferred alternative.
  • To avoid losing sales because customers dislike a particular gateway.
  • You have backups if something is wrong with one of your payment processors.


How Does a Payment Gateway Work?


A payment gateway handles numerous crucial tasks when a consumer purchases your WooCommerce store. It first routes the money through the store’s server before transferring it from the payment portal to the issuing authority and requesting confirmation.


The payment authorization request can be allowed or declined based on the bank’s response; the response returns to the payment gateway via the merchant server, and the server permits the customer to complete the purchase. This procedure takes only a few seconds.


WooCommerce and WooCommerce Payments


WooCommerce is one of the world’s most popular eCommerce platforms. Below are some impressive statistics provided by


  • Over 4 million websites currently use WooCommerce.
  • WooCommerce is used on around 7% of all websites on the internet.
  • WooCommerce is used by 28% of all online retailers and eCommerce sites.
  • WooCommerce plugins are in the thousands.


WooCommerce, as you’ll see, is quite popular! WooCommerce is compatible with hundred payment gateways, offering you a variety of alternatives.


How to Choose the Best WooCommerce Payment Gateway?


The following are crucial factors to consider when selecting a WooCommerce payment gateway.


Transition fees


The majority of WooCommerce payment gateways impose a charge for each transaction that occurs on your store. This cost may vary depending on your company’s location, customer card type, selected payment gateway, etc. You can compare transaction fees with other providers to discover the best balance of transaction fees and other benefits.


Recurring payments


Many companies offer subscription-based products, such as membership plans or online courses. In that situation, you should seek a recurring payment mechanism. Some payment gateways demand clients to complete each transaction manually and do not accept recurring payments. If your company wants automatic renewals, look for this option.


Availability in the target region


Next, ensure that the payment system you select is available in both your nation and the country of your consumers. For example, if most of your consumers are in Europe, you should look for a payment provider that is commonly accessible and popular in that region. 


Also Read: Increase Website Conversions With The Best WordPress Call To Action Plugin!



How to Set Up the Payment Gateway in WordPress?


We’ve explained four distinct ways to collect payments online with WordPress. However, we’ll mostly concentrate on configuring the two best WooCommerce payment gateways in WordPress: PayPal and Stripe.


Method-I: Utilizing the Everest Forms Plugin


Everest Forms is a fantastic form builder plugin that allows you to design stunning forms with its drag-and-drop feature. Whether you need a basic contact form or an online survey, the Everest Forms plugin covers all. Similarly, it enables you to quickly create a payment form to collect several online payments.


Method II: Making Use of the User Registration Plugin


User Registration, as the name suggests, is a fantastic plugin that allows you to easily design attractive registration and login forms. This plugin also allows you to receive registration fees or other payments via forms by integrating add-ons like PayPal or Stripe.


Method III: Making Use of the Accept Stripe Payments Plugin


The Accept Stripe Payments plugin is the third and easiest option to connect the payment system in WordPress. It enables you to accept online payments through the Stripe payment processor. You can easily add Buy Now buttons to your products/services using this plugin.


Method IV: Making Use of the WooCommerce Plugin


The payment methods above are appropriate if you have limited items or services. But what if you want to have a full-fledged internet store with a huge product selection? This is where the WooCommerce or WordPress plugins come in.


10 Best WooCommerce Payment Gateways and Processors


Here are the 10 best WooCommerce payment gateways:


1. Paypal Standard


PayPal is a popular name in the world of online payments.



Key features:

  • Accept payments by credit card, debit card, and PayPal Credit.
  • Complete transactions in a total of 26 currencies.
  • Minimum security concerns.



2.9% as merchant fees for each transaction+ 0.30$ for each transaction. 1.5% surcharge for international payments


2. is a widely respected yet relatively unknown payment gateway.


Key features:

  • You can accept credit card and e-check payments.
  • Allow customers to securely keep payment information in their accounts for future checkout.
  • Refunds for orders paid via can be processed easily in WooCommerce.



2.9% for each transaction + 0.30$ for each transaction.


3. Square


Square is another excellent choice for accepting payments both online and in person.

woocommerce payment gateway


Key features:

  • Save customer payment information securely for recurring purchases.
  • Process transactions by postponing payment until the order is shipped.
  • Advanced security measures and fraud protection availability



2.9% + $0.30 per transaction


4. Stripe


Stripe is another well-known payment gateway that also functions as a payment gateway for in-person credit card purchases.



Key features:

  • Machine learning is being used to prevent fraud.
  • Over 135 currencies are supported.
  • 24×7 phone, email, and chat support.



2.9% + $0.30 per transaction


5. Braintree


provides another option for accepting PayPal Credits on the website.



Key Features:

  • WooCommerce subscription and pre-orders are supported.
  • Advanced fraud detection and prevention
  • Immediate order management in WooCommerce



2.9% + $0.30 per transaction


Also Read: 10 Must-Have Google Plugins for WordPress


6. 2Checkout Direct Payment gateway


2Checkout Direct Payment Gateway is among the easiest payment systems for WooCommerce stores.

woocomerce payment gateway


Key features:

  • This plugin functions as a secure overlay iframe.
  • Faster checkout.
  • 26 currencies are supported.





7. Cryptoniq


Cryptoniq is a WooCommerce payment method that accepts cryptocurrency as payment.


woocommerce payment gateway


Key Features:

  • Allows the company to accept Ethereum as payment.
  • It includes an administration panel.





8. PayPal Pro


PayPal Pro is comparable to the normal option listed above but includes additional capabilities.



Key Features:

  • Only available to merchants in the U.S., the U.k., and Canada.
  • WooCommerce subscriptions are not compatible.
  • To utilize PayPal Pro, your website must have an SSL certificate.



2.9% + $0.30 per transaction+$79 per year


Mass Users Password Reset Pro Plugin for WordPress

Reset Multiple User’s Password In Just One Click



9. WooCommerce Payments


The e-commerce plugin developers designed this extension as a payment gateway.


woocommerce payment gateway


Key features:

  • All popular credit and debit cards are accepted.
  • Allow customers to finalize their purchases without leaving your website.
  • Use your dashboard to keep track of deposits and other activity.



2.9% + $0.30 per transaction


10. PesaPress



QuickBooks Payments API provides small businesses with a safe, rapid, low-cost option.


Key features:

  • It’s simple to connect to WooCommerce.
  • To improve customer service, the plugin additionally supports refunds.
  • Allows you to take payments from all major credit cards.






One of the key aspects of an e-commerce site is a payment gateway. You cannot run a business if you cannot accept customer payments. You’ll find the perfect solution for your company by restricting your options based on the site’s and site visitors’ needs.